Portfolio & Partnerships
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A pioneering fintech platform providing fast, fully digital invoice financing solutions to micro and small enterprises, enabling businesses to unlock cash flow within 24 hours. Operating across Romania, Serbia, and Spain, Instant Factoring is one of Europe's foremost non-bank factoring platforms, offering a scalable alternative finance model to underserved MSMEs.
Country:
Romania, Serbia, and Spain
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Greece's first licensed microfinance institution, originating from a non-profit founded in 2014 by ActionAid Hellas and French microcredit pioneer ADIE and later incorporated as AFI Microfinance SA. AFI provides microloans alongside free business development services to entrepreneurs excluded from the mainstream financial system, targeting unemployed individuals, vulnerable populations and early-stage micro-entrepreneurs.
Country:
Greece
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Fintech platform democratising working capital access for SMEs and self-employed professionals through revenue-based finance and merchant cash advance products, offering a fully digital, frictionless and collateral-free lending experience. Kintai is reshaping how underserved Spanish businesses access liquidity, allowing them to repay flexibly in line with their cash flows rather than fixed bank schedules.
Country:
Spain
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KosInvest is a licensed microfinance institution operating under the VisionFund International network and one of Kosovo's most established and mission-driven providers of inclusive finance. It has been providing micro loans to economically marginalised local communities since 2001, with a focus on rural entrepreneurs, and smallholder farmers.
Country:
Kosovo
Pipeline & Future Investments
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We are actively evaluating investment opportunities in high-impact inclusive finance ventures across Europe.
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An EU co-funded initiative led by ADV Romania in partnership with MicroEurope, Phitrust, FEBEA, SFA, AFIN IFN and RISE Romania, aimed at establishing the first dedicated social investment fund for the social economy sector in Romania. The project combines market research, capacity building and fund structuring activities over a 30-month implementation period, with the goal of providing equity and quasi-equity financing to mature social enterprises unable to access traditional bank credit.
Country:
Romania